Know where your money goes before the month starts.

The Intentional Spending Plan is two files. One blank, one filled in so you can see how it works. You decide the numbers before the month starts, then come back at the end and put in what actually happened.

Your income, fixed costs, savings and everything else sit on one screen instead of six apps.
You set the savings number first, then spend what's actually left. Not the other way round.
Plan against actual for any stretch of months you pick, so a leak has nowhere to hide.

Built for overseas Filipino professionals who earn well, send money home, and still can't say where it all went. Works in any currency.

Free download

Intentional Spending Plan

Tell me where to send it. You get both files, and they open in Excel, Numbers or Google Sheets.

You're in.

Grab it now with the button below. A copy is on its way to your inbox too, so check your spam folder if it doesn't show up in a few minutes.

Download the plan

How to use it

Fill it in once

Pull the last full month off your bank app and type it in. Twenty minutes, one sitting, no perfect numbers needed.

Set the savings line first

Decide what goes out to savings and investing before you plan any spending. The sheet shows you what's left after that.

Check it monthly

Same day each month, five minutes. You're looking for the difference between what you planned and what you did.